<!-- Source: https://docs.fmrte.com/26/clubs/finances | FMRTE official documentation -->

# Editing club finances

> Documentation release: **FMRTE 26** (published release).

Open **Finances → Overview** to change a club's money and budgets. Check your [currency and wage settings](https://docs.fmrte.com/26/help/settings.md#display-preferences-and-units) first.

[![Club Finances with balance, transfer budgets and wage fields](https://docs.fmrte.com/img/fmrte26/live/club-finances-crop.png)](https://docs.fmrte.com/img/fmrte26/live/club-finances.png)

| Field | Meaning |
| --- | --- |
| **Balance** | Current cash |
| **Transfer Budget(Season)** | Season's transfer allocation |
| **Transfer Budget(Remaining)** | Transfer funds still available |
| **Wage Budget** | Total wage allowance |
| **Wage Used** | Current wage spending; read-only here |
| **Max Wage (aprox.)** | Approximate individual wage limit |
| **% of transfer revenue made available** | Percentage returned to the transfer budget |

> **TIP**
For a worked example, follow [Increase a club's transfer budget](https://docs.fmrte.com/26/examples/transfer-budget.md).

## Loans, debts and sponsorship

Select a row in **Debt and Loans** to see its original debt, repayments, interest and dates. Sponsorship and other income also have their own records.

[![Selected debt with repayment details](https://docs.fmrte.com/img/fmrte26/live/club-debt-crop.png)](https://docs.fmrte.com/img/fmrte26/live/club-debt.png)

## I have wage budget left, but the board limits my offer

**Wage Budget** is the total allowance. **Max Wage (aprox.)** is a separate limit for an individual offer.

1. Note the maximum offer in Football Manager and its weekly, monthly or annual unit.
2. Check that FMRTE's wage units match.
3. Adjust **Max Wage (aprox.)** and save.
4. Reopen the same negotiation with the same proposed playing time and compare the allowed offer.

This has resolved a reported Console Edition case. It does not remove every board restriction; desktop results still need confirmation.

## I selected a tycoon: why hasn't money arrived?

**Sugar Daddy** changes a funding/ownership setting. It does not immediately deposit cash or guarantee a payment date. To add a specific amount now, edit **Balance**.
